Float therapy, also known as sensory deprivation therapy, is a form of relaxation therapy that involves floating in a tank of warm salt water in order to reduce stress and anxiety. With its growing popularity, many people wonder if insurance covers float therapy in Canada. This article will explore the ins and outs of insurance coverage for float therapy in Canada, including what you need to know before scheduling your next appointment.
What is Float Therapy?
Float therapy is a type of therapy that involves floating in a sensory deprivation tank. This tank is filled with warm, salty water that is designed to help you float effortlessly. The idea behind float therapy is to provide a stress-free environment that promotes relaxation, meditation, and healing. Float therapy is often used as complementary therapy for conditions such as anxiety, stress, and depression.
Does Insurance Cover Float Therapy in Canada?
The answer to this question is not straightforward. While float therapy is considered an alternative or complementary therapy and is not covered by most Canadian insurance providers, there may be some exceptions. Some insurance plans may cover alternative therapies if they are deemed medically necessary or recommended by a licensed healthcare provider.
In Canada, some private insurance companies cover complementary and alternative therapies. It is important to check with your insurance provider to see if float therapy is covered under your plan. If it is not covered, you may still be able to submit a claim for reimbursement under your healthcare spending account (HSA) or flexible spending account (FSA) if you have one.
It’s also important to note that some employers offer employee benefits that cover complementary and alternative therapies, including float therapy. If you are covered under an employer’s benefits plan, check with your HR department to see if float therapy is covered.
Complementary and Alternative Therapy Coverage
Complementary and alternative therapy coverage is a type of coverage that is included in some health insurance policies. This coverage is designed to cover treatments not typically covered under traditional health insurance policies, such as float therapy, acupuncture, massage therapy, and more. Some insurance providers may also cover other forms of complementary and alternative therapy, such as chiropractic care or naturopathy.
It is important to note that complementary and alternative therapy coverage may not cover the total cost of float therapy. Some insurance providers may only cover a portion of the cost, while others may only cover a certain number of sessions per year. Additionally, some insurance providers may require a referral from a licensed healthcare provider before they will cover the cost of float therapy.
Final Thoughts
Float therapy is a type of therapy that is growing in popularity in Canada. While insurance coverage for float therapy is not guaranteed, it may be covered under certain circumstances. It is essential to check with your insurance provider before scheduling your next appointment to ensure that you are aware of any coverage limitations or exclusions.
When choosing a float therapy provider, it is vital to consider the cleanliness of the tanks, the experience of the staff, and the cost of therapy. By taking the time to research your options and understand your insurance coverage, you can make an informed decision about whether float therapy is right for you.